BDC’s Pivot to Grow Loan

BDC's Pivot to Grow loans offer flexible financing for businesses reshaping their operations in response to U.S. tariffs.

What is Pivot to Grow?
It’s a loan program from the Business Development Bank of Canada (BDC) designed to help mid-sized businesses absorb the financial strain of U.S. tariffs and come out stronger.

Who’s it for?
You’ll need to meet three key criteria:

• At least 25% of your sales come from the U.S.
• You generate $2 million or more in annual sales
• Your business is profitable and cash flow positive

How much funding is available?
Eligible businesses can access up to $2 million in funding. The loan features interest-only payments for up to 12 months, and repayment over as long as 72 months, with no penalties for early payoff.

What can the funds be used for?

• Managing rising operational costs
• Revising your supply chain
• Implementing business continuity or resiliency plans
• Addressing other tariff-related disruptions

If tariffs have impacted your bottom line and you are considering operational adjustments, this program may be a good fit for you. This loan is designed for stable businesses that require financial breathing room to adjust and grow.

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Click to Learn More or Start the Application

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Still unsure if it fits your situation? Connect with the Economic Development team at Invest Sarnia by emailing invest@sarnia.ca. We’re happy to talk through your options.

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